“Don’t take financial advice from broke people. Do what rich people are doing.” – Dave Ramsey Many millennials don’t know much about personal finance. High schools and colleges often don’t teach finance, and many millennials instead rely on the advice their parents...
An emergency fund is money that is set aside in case something unexpected comes up – like a car repair, property repair, medical expense, or the loss of a job. 25% of Americans do not have ANY emergency funds and instead rely on borrowing money from relatives or...
I love giving gifts and finding the “perfect” gift for someone. As a frugal person, I like to get the most bang for my buck. I don’t like to buy someone a gift that they won’t like or won’t use. Many stocking stuffers are totally impractical – no one really needs a...
I have a “cluttered” fridge that is completely covered with photos and calendars. I collect household items with penguins on them. I will gladly accept your free t-shirt. …And I’m a minimalist. Believe it or not, these statements are not...
Thanksgiving is coming up, and that always gets me thinking about what I’m grateful for. Of course, we should show gratitude all year long, but it’s easy to start taking certain things for granted. One thing I like to do is keep a gratitude journal – every day, I...
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