I recently read an article entitled $250,000 a Year is Not Middle Class. The author argues that because families who make $250,000 per year earn more than most Americans, an income of $250,000 is not middle class. The implication is that these “elite” earners need to...
Is one of your New Year’s resolutions to lose weight? The gyms are always jam packed in January, and by February, they already start emptying out. So many people try to lose weight, get frustrated when they don’t see results, and give up. I’ve been there. Here is...
“Don’t take financial advice from broke people. Do what rich people are doing.” – Dave Ramsey Many millennials don’t know much about personal finance. High schools and colleges often don’t teach finance, and many millennials instead rely on the advice their parents...
An emergency fund is money that is set aside in case something unexpected comes up – like a car repair, property repair, medical expense, or the loss of a job. 25% of Americans do not have ANY emergency funds and instead rely on borrowing money from relatives or...
I love giving gifts and finding the “perfect” gift for someone. As a frugal person, I like to get the most bang for my buck. I don’t like to buy someone a gift that they won’t like or won’t use. Many stocking stuffers are totally impractical – no one really needs a...
One of the things I love about the holiday season is giving gifts. I enjoy choosing a gift for someone and finding something that they will love. As a frugal person, I feel it’s important not to waste my money – and I don’t want to blow money on something the gift...
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