I love shopping online. I’m an introvert, so I don’t enjoy having a salesperson follow me around the store trying to make conversation just so they can get me to sign up for a store credit card. Shopping online is so much more pleasant and convenient. If...
The fitness industry exists to make money. Your fitness guru will tell you that you need an expensive personal training package, fancy yoga studio classes, supplements, diet pills, an overpriced gym membership…and all sorts of other gimmicks that aren’t necessary....
It’s difficult to make money blogging if no one is reading your blog. When I first started blogging, I wrote articles, shared them on my social media accounts, and hoped someone would read them. Only a few people did. When I finally started strategizing, my page...
A spending ban (cutting out spending on non-essential items) can be a great way to reduce your expenses so you can pay off debt, build savings, or break bad spending habits. A spending ban can be for a weekend, seven days, a month, or even a year (or longer). I’m...
When my husband and I decided to pay off $117,000 of student loans in three years, we knew we’d have to do things a little differently. As Dave Ramsey says “live like no one else now, so later you can live like no one else.” We’ve found many ways to save money. Here...
When my husband and I decided to pay off $127,000 of debt (mostly student loans) in three years, we knew we would have to drastically reduce our expenses. One item we cut from our budget was outings with friends (and date nights). Does this mean that we NEVER hang...
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