The Real Reason Why You Can’t Break Your Bad Money Habits

The Real Reason Why You Can’t Break Your Bad Money Habits

Dave Ramsey says that “personal finance is 20% head knowledge and 80% behavior”. In other words, you can know everything you need to know in order to succeed financially, but if you don’t actually do these things, you won’t achieve financial...
20 Smart Ways to Stop Being Broke Right Now

20 Smart Ways to Stop Being Broke Right Now

Are you tired of feeling broke? I’ve been there. Just four years ago, my husband and I were buried in $117,000 of student loan debt.  Now, we’re 100% debt-free! Having no debt payments means our money can go toward things we actually want… like a...
Personal Finance Summarized in 9 Simple Sentences

Personal Finance Summarized in 9 Simple Sentences

If your finances are a mess, the idea of getting your financial life together may seem a bit daunting.  No worries! Fixing your money situation won’t be easy and it’ll take some hard work, but the concepts are actually quite simple.  Personal finance can be summarized...
How to Budget on a Variable Income

How to Budget on a Variable Income

As a personal finance blogger, I get a lot of questions from readers about how to budget on a variable income.  Budgeting is hard enough for most people. Throw in an income that varies wildly from month to month, and it’s no wonder people get frustrated with...
How to Get the Most Cash for Your Old Cell Phone

How to Get the Most Cash for Your Old Cell Phone

Have you ever sold an old cell phone for less than you thought it was worth? To find the best deal, you’d have to search through multiple different cell phone trade in sites, which can be quite time-consuming.  What if you could compare deals across the leading...
Why Paying Off $127,000 of Debt Didn’t Make Me Happy

Why Paying Off $127,000 of Debt Didn’t Make Me Happy

I was a little hesitant to write this post because I thought it might come off the wrong way. “I paid off $127,000 of debt and I’m not happy”.  Cry me a river, right?!  What a terrible problem to have! Want to get exclusive frugal tips? Sign up for...