11 Ways to Save Money in 2016
Hi there, frugal millennials! I’m excited to share this guest post with you from Andy, who writes at PennyLess Dad. Andy hit rock bottom a couple of years ago when he decided to file for bankruptcy. Since then, Andy and his wife have left that dark period behind and...
Frugal Friday Roundup: The 20 Best Frugality Blogs
If you're reading this, odds are that you're a cash-strapped millennial trying to find ways to improve your net worth - through saving money, increasing income, and/or paying off debt. I think my blog is a great resource for all of these things, but I might be a...
7 Things NOT to Say to Someone Who Has Anxiety
Anxiety now surpasses depression as the number one mental illness affecting college students. This is not surprising given that millennials face challenges that many prior generations did not face – namely, massive student loan debt and a weak job market. The...
One Step Forward, A Thousand Steps Back: The Path to Financial Freedom Isn’t a Straight Line
I try to keep things positive on this blog. No one reads a blog to listen to someone whine or complain. People read an article to learn something, to feel inspired, or to be empowered to improve their lives in some way. Many bloggers focus on reaching goals,...
How to Negotiate Your Mechanic Bill From $1,600 to $600
My car recently had a flat tire, and when I went to a mechanic to get the tire replaced, I got some bad news. My 16 year old car had not one, not two, but three separate, major problems that needed to be fixed soon. The shop estimated the repairs would cost $1,600....
Is $250,000 Per Year Middle Class?
I recently read an article entitled $250,000 a Year is Not Middle Class. The author argues that because families who make $250,000 per year earn more than most Americans, an income of $250,000 is not middle class. The implication is that these “elite” earners need to...
How I Lost 35 Pounds by Changing My Diet
Is one of your New Year’s resolutions to lose weight? The gyms are always jam packed in January, and by February, they already start emptying out. So many people try to lose weight, get frustrated when they don’t see results, and give up. I’ve been there. Here is...
2016: Planning Your Best Year Ever
With 2015 coming to a close, I’ve been reflecting on the past year and thinking about everything I want to accomplish in 2016. Natalie Bacon, the blogger behind Financegirl, recently shared an inspiring post about how to plan your best year yet. If you're feeling...
The Worst Financial Advice I’ve Ever Been Given
“Don’t take financial advice from broke people. Do what rich people are doing.” – Dave Ramsey Many millennials don’t know much about personal finance. High schools and colleges often don’t teach finance, and many millennials instead rely on the advice their parents...
Why You Need an Emergency Fund – Even if You Live With Your Parents
An emergency fund is money that is set aside in case something unexpected comes up – like a car repair, property repair, medical expense, or the loss of a job. 25% of Americans do not have ANY emergency funds and instead rely on borrowing money from relatives or...