Is $250,000 Per Year Middle Class?
I recently read an article entitled $250,000 a Year is Not Middle Class. The author argues that because families who make $250,000 per year earn more than most Americans, an income of $250,000 is not middle class. The implication is that these “elite” earners need to...
How I Lost 35 Pounds by Changing My Diet
Is one of your New Year’s resolutions to lose weight? The gyms are always jam packed in January, and by February, they already start emptying out. So many people try to lose weight, get frustrated when they don’t see results, and give up. I’ve been there. Here is...
The Worst Financial Advice I’ve Ever Been Given
“Don’t take financial advice from broke people. Do what rich people are doing.” – Dave Ramsey Many millennials don’t know much about personal finance. High schools and colleges often don’t teach finance, and many millennials instead rely on the advice their parents...
Why You Need an Emergency Fund – Even if You Live With Your Parents
An emergency fund is money that is set aside in case something unexpected comes up – like a car repair, property repair, medical expense, or the loss of a job. 25% of Americans do not have ANY emergency funds and instead rely on borrowing money from relatives or...
Practical Stocking Stuffer Ideas
I love giving gifts and finding the “perfect” gift for someone. As a frugal person, I like to get the most bang for my buck. I don’t like to buy someone a gift that they won’t like or won’t use. Many stocking stuffers are totally impractical – no one really needs a...
60 Clutter-Free Holiday Gifts for Minimalists
One of the things I love about the holiday season is giving gifts. I enjoy choosing a gift for someone and finding something that they will love. As a frugal person, I feel it’s important not to waste my money – and I don’t want to blow money on something the gift...
The Appeal of Minimalism
I have a "cluttered" fridge that is completely covered with photos and calendars. I collect household items with penguins on them. I will gladly accept your free t-shirt. ...And I’m a minimalist. Believe it or not, these statements are not contradictory. I know...
Lessons Learned From a Sprained Ankle
I recently sprained my ankle, and the first question everyone asks is: “How did it happen?” I tripped. That’s it. *This post may contain affiliate links and/or sponsored links. I was at the gas station, and when I was walking back to my car, I tripped and my ankle...
Wedding Tip: Stop Caring About What Other People Think
When you’re planning a wedding, everyone, and I mean everyone , feels the need to offer you unsolicited advice. Your mom, your friends, your hairstylist, and even a friend of a cousin’s friend’s neighbor’s coworker – they all have an opinion on some aspect of your...
Millennials aren’t entitled. They’re screwed.
Millennials have a bad reputation. We’re lazy. We’re spoiled. We’re entitled. We spend more time glued to our smartphones than we do actually working. Technology has destroyed our attention spans, and we bounce from one job to another. We live with our parents...