Your Step by Step Guide to Getting Out of Debt
Don’t let yourself drown in debt! If you owe a lot of money to creditors or the IRS, getting out might seem impossible – but it’s not. If you’re ready to regain your financial freedom, you need a plan for doing it. We’ve compiled a step by step guide for you to follow...
4 Things to Know About Car Loans
Car loans suck. I do NOT generally recommend them, and I advise that you pay cash for cars whenever possible. Cars lose their value quickly, and taking out debt for a depreciating asset doesn’t make much sense. My hubby and I had never had a car loan. Up until a...
7 Money Saving Techniques for Couples
“At least we save money” is one thing you’ll often hear from single people. And there’s a bit of truth in that; you don’t need to buy expensive Christmas, birthday, and Valentine’s Day gifts if you’re riding solo. However, it’s also important to recognize just how...
5 Secrets to Becoming a Better Manager
Managers come in all shapes and sizes. They come from all backgrounds and have varying levels of experience. Most of them have one thing in common. They want to be the best manager they can possibly be. This is what made them ideal for this...
Could You Cut It as an Entrepreneur?
If you are soon to embark on the world of work after graduating from college, there’s no doubt you will have already considered a few different careers. But why work for someone else when you could just work for yourself? More and more millennials are choosing to...
Frugal Tip: Don’t Sign Anything You Don’t Understand
I recently switched dental insurance companies and had to see a new dentist. The initial intake appointment was overwhelming. I talked to the dentist for nearly an hour, filled out endless paperwork, watched a video (shown on the TV that was on the ceiling), and was...
3 Things First-Time Home Buyers Should Do
Everyone is likely to find themselves in a position, at some point or another, where they want to buy their first home. And, when you find yourself coming close to passing the life milestone that is buying and moving into your first home, it would be prudent to know...
How to Get Out of Debt Fast
Many people face debt at least once in their lives. If you have debt, here’s a step-by-step guide on gaining financial freedom. Hire a Finance Professional Hiring a finance professional is the best way to get out of debt quickly. From credit issues to tax audit help,...
Money Can’t Buy Happiness… or Can It?
“Money can’t buy happiness” is a well-known saying. Research has found this to be somewhat true – money is only correlated with happiness up to a certain income level. If someone doesn’t have enough money to get by, they are more likely to be unhappy. However, once...
Car Loans, Timeshares, and Murphy’s Law – Fall Update
For all of you who are new to FM, I post an update every couple of months that shows how we’re doing on our debt snowball and other goals. A couple years ago, I shared a post called What to Do When You're Feeling Stuck. In this post, I discussed my three year goals...