Starting a Spending Ban? 4 Tips for Success
A spending ban (cutting out spending on non-essential items) can be a great way to reduce your expenses so you can pay off debt, build savings, or break bad spending habits. A spending ban can be for a weekend, seven days, a month, or even a year (or longer). I’m...
Is This Extreme Frugal Living? 10 Crazy Things We’ve Done to Save Money
When my husband and I decided to pay off $117,000 of student loans in three years, we knew we’d have to do things a little differently. As Dave Ramsey says “live like no one else now, so later you can live like no one else.” We’ve found many ways to save money. Here...
My 10 Favorite Things to do on a No-Spend Weekend
When my husband and I decided to pay off $127,000 of debt (mostly student loans) in three years, we knew we would have to drastically reduce our expenses. One item we cut from our budget was outings with friends (and date nights). Does this mean that we NEVER hang...
How to Start Meal Planning + A Free Printable!
I used to spend WAY too much on groceries every week. I was relying on pre-made items and microwaveable food a lot of the time, and I found myself wasting food each week. Sound familiar? I have a solution for you - meal planning. *Disclosure: This post contains...
How to Refinance Your Student Loans with LendEDU
The average college graduate now finishes school with over $30,000 in student loan debt. For those who have advanced degrees or attend private colleges, the amount can be much higher. My husband and I finished school with a combined total of $117,000 of student loan...
Why Your Credit Score Matters + Credit Sesame Review
Many personal finance experts believe that your credit score is extremely important, while others (such as Dave Ramsey), say that credit scores are unnecessary. Dave refers to your FICO score as an “I love debt” score because it’s based on your relationship with...
What a Reverse Bucket List is – And Why You Should Create One
The other day during yoga class, I was really struggling. My muscles were shaking like crazy and I kept getting disconnected from my breath. I felt like the least talented person in the room. After class, the instructor came up to me and told me how impressed she is...
Is Making Sense of Affiliate Marketing Worth It?
Do you want to earn extra income so you can pay off debt, build savings, or have some extra "fun money" each month? Do you want to find a way to make passive income while you're asleep or on vacation? If you answered "yes" to either of these questions, I highly...
5 Ways to Save Money on Student Loans
The average college graduate finishes school with nearly $40,000 in student loan debt. As tuition rates continue to skyrocket, the student loan crisis will only get worse. If you haven’t started college yet, I highly recommend paying for college without...
The Exact Steps I Took to Cut My Grocery Bill in Half
Do you spend too much money on food? Groceries seem to be one of the most common budget busters for many people. We can cut back on so many other items in our budget, but we have to buy food. When you’re trying to eat a healthy diet, it can be particularly tough to...