My 10 Favorite Things to do on a No-Spend Weekend
When my husband and I decided to pay off $127,000 of debt (mostly student loans) in three years, we knew we would have to drastically reduce our expenses. One item we cut from our budget was outings with friends (and date nights). Does this mean that we NEVER hang...
How to Refinance Your Student Loans with LendEDU
The average college graduate now finishes school with over $30,000 in student loan debt. For those who have advanced degrees or attend private colleges, the amount can be much higher. My husband and I finished school with a combined total of $117,000 of student loan...
Why Your Credit Score Matters + Credit Sesame Review
Many personal finance experts believe that your credit score is extremely important, while others (such as Dave Ramsey), say that credit scores are unnecessary. Dave refers to your FICO score as an “I love debt” score because it’s based on your relationship with...
What a Reverse Bucket List is – And Why You Should Create One
The other day during yoga class, I was really struggling. My muscles were shaking like crazy and I kept getting disconnected from my breath. I felt like the least talented person in the room. After class, the instructor came up to me and told me how impressed she is...
Is Making Sense of Affiliate Marketing Worth It?
Do you want to earn extra income so you can pay off debt, build savings, or have some extra "fun money" each month? Do you want to find a way to make passive income while you're asleep or on vacation? If you answered "yes" to either of these questions, I highly...
5 Ways to Save Money on Student Loans
The average college graduate finishes school with nearly $40,000 in student loan debt. As tuition rates continue to skyrocket, the student loan crisis will only get worse. If you haven’t started college yet, I highly recommend paying for college without...
The Exact Steps I Took to Cut My Grocery Bill in Half
Do you spend too much money on food? Groceries seem to be one of the most common budget busters for many people. We can cut back on so many other items in our budget, but we have to buy food. When you’re trying to eat a healthy diet, it can be particularly tough to...
We paid off the car and two student loans! + other Q1 updates
For those of you who are new here, I post an update every couple of months that shows how we’re doing on our debt snowball and other goals. Doing this helps to keep us accountable and to keep track of the progress we’re making. I will now be sharing these updates...
5 Things That Matter More Than Your Net Worth
Many personal bloggers talk about how important it is to know your net worth. Some even post frequent updates describing their net worth in detail. While I agree that it’s important to know your net worth, it can also be more than a little depressing when you’re in...
Why Blogging is the Best Side Hustle
My hubby and I are working on paying off $117,000 of student loan debt in just three years (on entry-level salaries). We can scrimp like crazy, but at a certain point, it’s impossible to save more. That’s why making more money is an essential part of our “get out of...