Broke AF? What to do When Your Finances are a Hot Mess
Tired of feeling broke? Being buried in debt? Living paycheck to paycheck? I get it. A few years ago, my husband and I had $117,000 in student loan debt and my monthly student loan payments were nearly 50% of my net income. *Disclosure: This post contains affiliate...
How to Live Like You’re Rich on $30k a Year
When you ask people what they need to do to fix their financial situation, the most common answer is that they need to make more money. While making more money can be helpful, the ability to manage money is actually a lot more important. If you can’t manage the money...
Can’t Stick to a Budget? Here’s the Solution
Most of us have good intentions when it comes to budgeting. We create a spreadsheet, set a maximum spending amount for each category, and plan to stick to our budgets faithfully. Then we forget about it. We might have a general idea of how much we plan to spend in...
Why Dave Ramsey is Wrong About Credit
Earlier this year, I shared a post about three crucial ways I believe Dave Ramsey is wrong about money. This post sparked quite a bit of interesting debate, so I thought I’d turn it into a series so we can dive deeper into this topic. *Disclosure: This post contains...
50 Simple Tricks We Used to Save $30,000 Last Year
When my husband and I decided to pay off $127,000 of debt (mostly student loans) over just a few years, we knew we'd have to find creative ways to cut costs. Over the past few years, I've found TONS of ways to save money here and there. Some of the tricks below saved...
Why Your Budget Will Fail – and How to Fix It
Tired of being broke? Living paycheck to paycheck? Never getting ahead? If you want to get your finances in order, the first step is to set a budget. Most people have no idea where their money is actually going. Creating a budget gives you the ability to tell your...
How We Paid Off $127,000 of Debt in 4 Years
In case you're new to this little corner of the internet, I post an update every quarter that shows how we’re doing on our debt snowball and other goals. This helps to hold us accountable and to keep track of our progress. *Disclosure: This post contains affiliate...
Holiday Gift Guide for Gilmore Girls Fans
I have a confession to make. I'm Jen and I'm a Gilmore Girls addict. I've seen every episode dozens (okay, hundreds) of times. Even my sweet husband has watched every episode with me more than once. I could probably win some kind of record for the number of times I've...
Christmas Gift Guide for Christian Women
It's hard to believe that Christmas is right around the corner...especially with only a small amount of snow here in Minnesota (I'm definitely not complaining)! Here are 10 perfect Christmas gifts for women who know the reason for the season. *Disclosure: This post...
How to Safeguard Your Credit Score While Paying Off Debt
Did you know that paying off debt can actually damage your credit score? Your credit score is made up of five primary factors: payment history, amounts owed, length of credit history, new credit, and types of credit used. *Disclosure: This is a partnered post. Read...