Broke AF? What to do When Your Finances are a Hot Mess
Tired of feeling broke? Being buried in debt? Living paycheck to paycheck? I get it. A few years ago, my husband and I had $117,000 in student loan debt and my monthly student loan payments were nearly 50% of my net income. *Disclosure: This post contains affiliate...
Why Your Blog Isn’t Making Money – and How to Fix It
If you’ve spent much time reading income reports on blogs, you know that there are TONS of bloggers out there earning a full-time income blogging. Many of them even earn five to six figures each month! Meanwhile, you’re working your butt off and you’re hardly making...
How to Live Like You’re Rich on $30k a Year
When you ask people what they need to do to fix their financial situation, the most common answer is that they need to make more money. While making more money can be helpful, the ability to manage money is actually a lot more important. If you can’t manage the money...
Can’t Stick to a Budget? Here’s the Solution
Most of us have good intentions when it comes to budgeting. We create a spreadsheet, set a maximum spending amount for each category, and plan to stick to our budgets faithfully. Then we forget about it. We might have a general idea of how much we plan to spend in...
Why Dave Ramsey is Wrong About Credit
Earlier this year, I shared a post about three crucial ways I believe Dave Ramsey is wrong about money. This post sparked quite a bit of interesting debate, so I thought I’d turn it into a series so we can dive deeper into this topic. *Disclosure: This post contains...
50 Simple Tricks We Used to Save $30,000 Last Year
When my husband and I decided to pay off $127,000 of debt (mostly student loans) over just a few years, we knew we'd have to find creative ways to cut costs. Over the past few years, I've found TONS of ways to save money here and there. Some of the tricks below saved...
Confession: We Spend $600/Month on Groceries – Here’s Why
I recently joined the #debtfreecommunity challenge to share our November budget on Instagram. Our budget is a little odd, so it's no surprise that we received a lot of confused comments (some more blunt than others). Surprisingly, we received more comments about our...
Why Your Budget Will Fail – and How to Fix It
Tired of being broke? Living paycheck to paycheck? Never getting ahead? If you want to get your finances in order, the first step is to set a budget. Most people have no idea where their money is actually going. Creating a budget gives you the ability to tell your...
15 Bloggers Who Make 5-6 Figures Per Month
Did you know that there are bloggers who make 5-6 figures per month blogging? That's right - EVERY month! Sometimes when I tell people I make money blogging, they seem a bit baffled. Blogging isn't exactly a traditional way of earning income, so it's not surprising...
How We Paid Off $127,000 of Debt in 4 Years
In case you're new to this little corner of the internet, I post an update every quarter that shows how we’re doing on our debt snowball and other goals. This helps to hold us accountable and to keep track of our progress. *Disclosure: This post contains affiliate...