How to Find Contentment When You’re Deep in Debt
Did you know that people with high amounts of debt are three times more likely to suffer from anxiety and depression? Nearly 1 out of 3 individuals with high debt report severe anxiety, and fewer than 9% of people who are deep in debt report no mental health issues....
How to Earn $400 Per Month Selling Plasma
You are probably well aware that people can sell plasma for money, but did you know you can earn up to $300 or $400 per month? Every facility pays a different amount, but the typical payout is $20-$50 per donation. If you receive $50 each time and donate twice per...
9 Things Frugal People Don’t Do
If you’ve been reading this blog for a while, you might be surprised to learn that I haven’t always been this frugal. I used to buy coffee every day, loved shopping, and splurged on occasional visits to an expensive salon. Then my husband and I committed to paying...
Is Being Too Frugal Making You Broke?
I love being frugal. It’s no secret that I’ll do slightly crazy, extreme things in the name of frugality. I don’t like to do things halfway and when I commit to something, I go all in. Frugality is no exception. It’s not a surprise then that I’ve been told on more...
How to Trick Yourself Into Saving Money
Saving money isn't always the most fun activity, especially if you aren't a frugal person by nature. To make the process of saving painless, try tricking yourself into saving! There are MANY ways to do this. Here are a few of my favorite ways! *Disclosure: This post...
How to Make Better Financial Choices
If you're reading this blog, you probably want to make better financial choices. In the past, you may have racked up debt, ignored your budget, spent too much money, or made some other questionable decisions related to money. I've been there. A few years ago, my...
The Real Reason Why You Can’t Break Your Bad Money Habits
Dave Ramsey says that "personal finance is 20% head knowledge and 80% behavior". In other words, you can know everything you need to know in order to succeed financially, but if you don't actually do these things, you won't achieve financial peace. I see this ALL the...
20 Smart Ways to Stop Being Broke Right Now
Are you tired of feeling broke? I've been there. Just four years ago, my husband and I were buried in $117,000 of student loan debt. Now, we're 100% debt-free! Having no debt payments means our money can go toward things we actually want... like a house, saving for...
Personal Finance Summarized in 9 Simple Sentences
If your finances are a mess, the idea of getting your financial life together may seem a bit daunting. No worries! Fixing your money situation won’t be easy and it’ll take some hard work, but the concepts are actually quite simple. Personal finance can be summarized...
How to Budget on a Variable Income
As a personal finance blogger, I get a lot of questions from readers about how to budget on a variable income. Budgeting is hard enough for most people. Throw in an income that varies wildly from month to month, and it's no wonder people get frustrated with trying to...