Latest Blog Posts
Why Suze Orman is Wrong About Money
If you've been reading this blog for a while, you know that I'm a HUGE Dave Ramsey fan. Reading his book The Total Money Makeover shifted my perspective about money and changed my life. A few years after finding Dave, my husband and I have paid off over $127,000 in...
How to Go to the Gym For Under $5 Per Month
Is one of your New Year’s resolutions to get in shape and join a gym? Ironically, you may have another resolution about getting your financial life together. Joining a gym that costs $100/month and looks more like a luxury spa might not be conducive to that goal....
The One Skill You Need to Master to Get Out of Debt
The average American household carries over $130,000 in debt. Contrast that with the median household income of just over $59,000, and it's quite clear that many Americans are living well beyond their means. Your typical adult pays $280/month on her student loans,...
The Best Things to Buy at HomeGoods – And The Worst
I LOVE HomeGoods. My husband and I are planning to buy our first home in a few months, and there are tons of things we'll need to buy for our home. Luckily, we discovered HomeGoods...where we can find plenty of high quality items for a super low price! *Note: This...
5 Terrible Money Habits Keeping You Broke
Many of us set New Year’s resolutions about saving money this year, but 80% of resolutions are abandoned by February. Like it or not, most of the financial choices we make in life are based on habits rather than thoughtful consideration. Here are some of the most...
Broke AF? What to do When Your Finances are a Hot Mess
Tired of feeling broke? Being buried in debt? Living paycheck to paycheck? I get it. A few years ago, my husband and I had $117,000 in student loan debt and my monthly student loan payments were nearly 50% of my net income. *Disclosure: This post contains affiliate...
Why Your Blog Isn’t Making Money – and How to Fix It
If you’ve spent much time reading income reports on blogs, you know that there are TONS of bloggers out there earning a full-time income blogging. Many of them even earn five to six figures each month! Meanwhile, you’re working your butt off and you’re hardly making...
How to Live Like You’re Rich on $30k a Year
When you ask people what they need to do to fix their financial situation, the most common answer is that they need to make more money. While making more money can be helpful, the ability to manage money is actually a lot more important. If you can’t manage the money...
Can’t Stick to a Budget? Here’s the Solution
Most of us have good intentions when it comes to budgeting. We create a spreadsheet, set a maximum spending amount for each category, and plan to stick to our budgets faithfully. Then we forget about it. We might have a general idea of how much we plan to spend in...
Why Dave Ramsey is Wrong About Credit
Earlier this year, I shared a post about three crucial ways I believe Dave Ramsey is wrong about money. This post sparked quite a bit of interesting debate, so I thought I’d turn it into a series so we can dive deeper into this topic. *Disclosure: This post contains...
50 Simple Tricks We Used to Save $30,000 Last Year
When my husband and I decided to pay off $127,000 of debt (mostly student loans) over just a few years, we knew we'd have to find creative ways to cut costs. Over the past few years, I've found TONS of ways to save money here and there. Some of the tricks below saved...
Confession: We Spend $600/Month on Groceries – Here’s Why
I recently joined the #debtfreecommunity challenge to share our November budget on Instagram. Our budget is a little odd, so it's no surprise that we received a lot of confused comments (some more blunt than others). Surprisingly, we received more comments about our...