Latest Blog Posts

How to Budget on a Variable Income

How to Budget on a Variable Income

As a personal finance blogger, I get a lot of questions from readers about how to budget on a variable income.  Budgeting is hard enough for most people. Throw in an income that varies wildly from month to month, and it's no wonder people get frustrated with trying to...

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How to Get the Most Cash for Your Old Cell Phone

How to Get the Most Cash for Your Old Cell Phone

Have you ever sold an old cell phone for less than you thought it was worth? To find the best deal, you'd have to search through multiple different cell phone trade in sites, which can be quite time-consuming.  What if you could compare deals across the leading cell...

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4 Podcasts That Will Change Your Money Mindset

4 Podcasts That Will Change Your Money Mindset

I LOVE podcasts.  They're free, they're entertaining, and they make a long car ride or walk on the treadmill so much more enjoyable.  It's probably not surprising that I particularly like podcasts about personal finance. These podcasts help us to learn more about...

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75 Items You’re Forgetting to Include in Your Budget

75 Items You’re Forgetting to Include in Your Budget

Many people dislike budgeting.  It’s a process of trial and error, and when our budgets fail, we often get frustrated and want to give up. Remember that budgeting is a learning process.  Your first few months probably won’t go perfectly smoothly, and that’s okay! ...

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Why Suze Orman is Wrong About Money

Why Suze Orman is Wrong About Money

If you've been reading this blog for a while, you know that I'm a HUGE Dave Ramsey fan. Reading his book The Total Money Makeover shifted my perspective about money and changed my life.  A few years after finding Dave, my husband and I have paid off over $127,000 in...

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The One Skill You Need to Master to Get Out of Debt

The One Skill You Need to Master to Get Out of Debt

The average American household carries over $130,000 in debt.  Contrast that with the median household income of just over $59,000, and it's quite clear that many Americans are living well beyond their means. Your typical adult pays $280/month on her student loans,...

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5 Terrible Money Habits Keeping You Broke

5 Terrible Money Habits Keeping You Broke

Many of us set New Year’s resolutions about saving money this year, but 80% of resolutions are abandoned by February.  Like it or not, most of the financial choices we make in life are based on habits rather than thoughtful consideration. Here are some of the most...

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